Best Banks & Credit Unions in Cullman, Alabama
Banks and credit unions serving Cullman, Alabama. Compare up to 0.75% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Cullman, Alabama. All rankings inherit from the Alabama state directory. Every institution listed is licensed to serve Cullman residents and is either headquartered in Alabama or operates branches in the metro.
Top options in Cullman
- All In Credit Union: 4.18% APY. 12 Month Share Certificate: $1,000.00 minimum deposit / minimum balance; penalties for early withdrawal. Read Sep 7, 2026 on allincu.com. Rates as of 2026-08-28 per the page.
- Southern Energy Credit Union: 4.00% APY. 12-month 366-Day Certificate of Deposit: Minimum $500 deposit required to open a CD; nearest term to 12 months is 366 days; rates effective as of September 7, 2026. Read Sep 7, 2026 on southernenergycu.org.
- Listerhill Credit Union: 3.70% APY. 12-month Standard Certificate: $500 minimum opening deposit; certificate rates effective 9/4/26 - 9/10/26. Read Sep 7, 2026 on listerhill.com.
- Navy Federal Credit Union: 3.70% APY. 12-month Short-Term Certificate: $1K minimum APY column; 3.70% at $1K and $20K, 3.75% at $100K; penalties apply for early withdrawal. Read Sep 7, 2026 on navyfederal.org. Rates as of 2026-09-07 per the page.
- Bank Independent: 3.65% APY. 12-month 1 Year CD: $1,000 minimum deposit. Read Sep 7, 2026 on bibank.com.
- Redstone Federal Credit Union: 3.49% APY. 12-month Share Certificate: $1,000 minimum to open, compounding APY; certificate rates effective September 2-8, 2026. Read Sep 7, 2026 on redfcu.org.
Other Alabama cities
See the full Alabama banks directory for every institution we've verified in the state, plus the underlying methodology.