Expert reviews of the best high-yield savings, checking, investing apps, and budgeting tools — ranked after hands-on testing.
What we review
Investing and Retirement publishes independent reviews of high-yield savings accounts, checking accounts, online brokerages, robo-advisors, crypto exchanges, prediction markets, budgeting apps, cash-advance apps, and credit tools. Every product is opened, funded, and tested by our editorial team before it is ranked — no paid placements, no shortcuts.
How we rank
Each category has its own weighted rubric covering fees, yield or returns, platform quality, account options, customer support, and trust & safety. Product pages show the exact score and letter grade we assigned, along with the pros and cons that drove the decision.
Popular categories
High-yield savings and checking accounts from SoFi, Ally, Marcus, Barclays, CIT, Bread, LendingClub, and Amex.
Investing apps and brokerages including Fidelity, Vanguard, Schwab, Robinhood, E*TRADE, Webull, Interactive Brokers, and SoFi Invest.
Robo-advisors and retirement platforms like Betterment, Wealthfront, M1 Finance, and Acorns.
Crypto and prediction markets: Coinbase, Kraken, Gemini, Crypto.com, Kalshi, and Polymarket.
Budgeting and money apps: YNAB, Monarch Money, Rocket Money, Empower, and Credit Karma.