Investing and Retirement, with the fine print read for you.

Savings rates, brokerages, insurance, loans, debt relief and senior care, compared on the fees and terms the ads leave out, with the fine print read.

What we review

Investing and Retirement publishes independent reviews of high-yield savings accounts, checking accounts, online brokerages, robo-advisors, crypto exchanges, prediction markets, budgeting apps, cash-advance apps, credit tools, car, home, renters, pet and health insurance, mortgages and home equity, debt relief, credit repair, tax relief, and home and car warranties. Every review is a desk review built from the provider's fee schedule, account agreement and public complaint record, and each product page shows when its rates were last checked.

How we rank

Each category has its own weighted rubric covering fees, yield or returns, platform quality, account options, customer support, and trust & safety. Product pages show the exact score and letter grade we assigned, along with the pros and cons that drove the decision.

Popular categories

• High-yield savings and checking accounts from SoFi, Ally, Marcus, Barclays, CIT, Bread, LendingClub, and Amex.
• Investing apps and brokerages including Fidelity, Vanguard, Schwab, Robinhood, E*TRADE, Webull, Interactive Brokers, and SoFi Invest.
• Robo-advisors and retirement platforms like Betterment, Wealthfront, M1 Finance, and Acorns.
• Crypto and prediction markets: Coinbase, Kraken, Gemini, Crypto.com, Kalshi, and Polymarket.
• Budgeting and money apps: YNAB, Monarch Money, Rocket Money, Empower, and Credit Karma.