Best Banks & Credit Unions in Fairbanks, Alaska
Banks and credit unions serving Fairbanks, Alaska. Compare up to 0.10% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Fairbanks, Alaska. All rankings inherit from the Alaska state directory. Every institution listed is licensed to serve Fairbanks residents and is either headquartered in Alaska or operates branches in the metro.
Top options in Fairbanks
- Credit Union 1: 3.55% APY. 12-month 1 Year Certificate: $500.00 - $99,999.99 tier; the certificate table carries its own effective date of 12/19/25 on the page. Read Sep 7, 2026 on cu1.org. Rates as of 2026-07-01 per the page.
- Matanuska Valley Federal Credit Union: 3.50% APY. 12-month 1 Year Member Share Certificate: $400 to $9,999.99 band; a penalty of 30 days' dividends applies if funds are taken out before maturity on a certificate maturing in 365 days or less. Read Sep 7, 2026 on mvfcu.coop. Rates as of 2026-08-26 per the page.
- Global Credit Union: 2.60% APY. 12-month 12 - 17 Months Certificate: $500 minimum balance column; the same 2.60% applies at every minimum from $500 to $250,000. Read on globalcu.org/rates/certificate-account-rates/. Read Sep 7, 2026 on globalcu.org. Rates as of 2026-09-06 per the page.
- First Bank: 2.05% APY. 12-month 12 - 23 Months Fixed Rate Time Deposit: Minimum balance to open the account is $500; $0.00 - $24,999.99 band; a withdrawal penalty may be imposed for early withdrawals. Read Sep 7, 2026 on firstbankak.com. Rates as of 2025-12-11 per the page.
- First National Bank Alaska: 2.00% APY. 12-month 365 Days Certificate of Deposit: $750.00 - $4,999.99 balance column; the same 2.00% applies at every balance band up to $100,000+. Read on fnbalaska.com/rates/cd. Read Sep 7, 2026 on fnbalaska.com. Rates as of 2026-09-01 per the page.
- Matanuska Valley Federal Credit Union: 0.30% APY. Money Market Shares: Base Rate tier with a $2,000.00 minimum balance; $10,000 and $50,000 tiers pay 0.30% and 0.50%. Read Sep 7, 2026 on mvfcu.coop. Rates as of 2026-08-26 per the page.
Banks with more than one branch in Fairbanks
Each opens every one of that bank's offices in Fairbanks, with the address of each and what it holds.
- Mt. McKinley Bank in Fairbanks: 4 branches
- Denali State Bank in Fairbanks: 4 branches
- Wells Fargo Bank, National Association in Fairbanks: 2 branches
- First National Bank Alaska in Fairbanks: 2 branches
- KeyBank National Association in Fairbanks: 2 branches
- Northrim Bank in Fairbanks: 2 branches
Other Alaska cities
See the full Alaska banks directory for every institution we've verified in the state, plus the underlying methodology.