ChoiceOne Bank

ChoiceOne Bank of Sparta, MI, chartered 1898: 48 offices, $4.45bn in assets, a 9.30% leverage ratio. Straight from the federal record.

ChoiceOne Bank is an FDIC-insured bank headquartered in Sparta, MI, chartered in 1898. It is supervised by the Federal Reserve and held by Choiceone Finl Services Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where ChoiceOne Bank has branches

48 full-service offices across 1 state:

• Michigan: 48 offices in 39 towns, holding $3.59bn at 30 June 2025

ChoiceOne Bank on its latest Call Report, 30 June 2026

• Total assets: $4.45bn
• Total deposits: $3.61bn
• Tier 1 leverage ratio: 9.30%
• Total risk-based capital ratio: 12.92%
• Noncurrent loans, as a share of loans: 1.00%
• Return on assets: 1.24%
• Net interest margin: 3.75%
• Staff: 577

Compare ChoiceOne Bank against every other bank with a branch in Michigan, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.