Somerset Trust Company
Somerset Trust Company of Somerset, PA, chartered 1889: 47 offices, $2.47bn in assets, a 9.10% leverage ratio. Straight from the federal record.
Somerset Trust Company is an FDIC-insured community bank headquartered in Somerset, PA, chartered in 1889. It is supervised by the FDIC and held by Somerset Trust Holding Co. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Somerset Trust Company has branches
47 full-service offices across 3 states:
- Pennsylvania: 43 offices in 26 towns, holding $1.93bn at 30 June 2025
- Maryland: 3 offices in 2 towns, holding $65m at 30 June 2025
- Virginia: 1 office, holding $17m at 30 June 2025
Somerset Trust Company on its latest Call Report, 30 June 2026
- Total assets: $2.47bn
- Total deposits: $2.00bn
- Tier 1 leverage ratio: 9.10%
- Total risk-based capital ratio: 13.97%
- Noncurrent loans, as a share of loans: 1.49%
- Return on assets: 1.16%
- Net interest margin: 4.42%
- Staff: 489
Compare Somerset Trust Company against every other bank with a branch in Pennsylvania, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.