Centennial Bank

Centennial Bank of Conway, AR, chartered 1903: 225 offices, $24.6bn in assets, a 12.61% leverage ratio. Straight from the federal record.

Centennial Bank is an FDIC-insured bank headquartered in Conway, AR, chartered in 1903. It is supervised by the Federal Reserve and held by Home Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Centennial Bank has branches

225 full-service offices across 6 states:

• Florida: 77 offices in 60 towns, holding $8.03bn at 30 June 2025
• Arkansas: 74 offices in 38 towns, holding $5.29bn at 30 June 2025
• Texas: 60 offices in 44 towns, holding $4.09bn at 30 June 2025
• Tennessee: 8 offices in 5 towns
• Alabama: 5 offices in 5 towns, holding $426m at 30 June 2025
• New York: 1 office, holding $140m at 30 June 2025

Centennial Bank on its latest Call Report, 30 June 2026

• Total assets: $24.6bn
• Total deposits: $19.6bn
• Tier 1 leverage ratio: 12.61%
• Total risk-based capital ratio: 16.09%
• Noncurrent loans, as a share of loans: 0.55%
• Return on assets: 2.13%
• Net interest margin: 4.62%
• Staff: 2,684

Centennial Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• Centennial Bank in Conway, AR — 7 branches
• Centennial Bank in Little Rock, AR — 7 branches
• Centennial Bank in Jonesboro, AR — 6 branches

Compare Centennial Bank against every other bank with a branch in Arkansas, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.