The Citizens Bank

The Citizens Bank of Farmington, NM, chartered 1905: 6 offices, $804m in assets, a 9.11% leverage ratio. Straight from the federal record.

The Citizens Bank is an FDIC-insured community bank headquartered in Farmington, NM, chartered in 1905. It is supervised by the FDIC and held by Citizens Bk Employee Stk Ownership & Retirement Svg Plan. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where The Citizens Bank has branches

6 full-service offices across 1 state:

• New Mexico: 6 offices in 3 towns, holding $686m at 30 June 2025

The Citizens Bank on its latest Call Report, 30 June 2026

• Total assets: $804m
• Total deposits: $697m
• Tier 1 leverage ratio: 9.11%
• Total risk-based capital ratio: 18.63%
• Noncurrent loans, as a share of loans: 0.02%
• Return on assets: 2.06%
• Net interest margin: 4.01%
• Staff: 103

The Citizens Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• The Citizens Bank in Farmington, NM — 4 branches

Compare The Citizens Bank against every other bank with a branch in New Mexico, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.