Bar Harbor Bank & Trust of Bar Harbor, ME, chartered 1887: 60 offices, $4.73bn in assets, a 10.49% leverage ratio. Straight from the federal record.
Bar Harbor Bank & Trust is an FDIC-insured community bank headquartered in Bar Harbor, ME, chartered in 1887. It is supervised by the FDIC and held by Bar Harbor Bankshares. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Bar Harbor Bank & Trust has branches
60 full-service offices across 3 states:
New Hampshire: 29 offices in 25 towns, holding $979m at 30 June 2025
Maine: 22 offices in 20 towns, holding $1.94bn at 30 June 2025
Vermont: 9 offices in 9 towns, holding $381m at 30 June 2025
Bar Harbor Bank & Trust on its latest Call Report, 30 June 2026
Total assets: $4.73bn
Total deposits: $3.86bn
Tier 1 leverage ratio: 10.49%
Total risk-based capital ratio: 13.64%
Noncurrent loans, as a share of loans: 0.32%
Return on assets: 1.42%
Net interest margin: 3.66%
Staff: 527
Bar Harbor Bank & Trust by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.