Provident Bank

Provident Bank of Jersey City, NJ, chartered 1839: 137 offices, $25.7bn in assets, a 10.53% leverage ratio. Straight from the federal record.

Provident Bank is an FDIC-insured bank headquartered in Jersey City, NJ, chartered in 1839. It is supervised by the FDIC and held by Provident Finl Services Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Provident Bank has branches

137 full-service offices across 3 states:

• New Jersey: 129 offices in 113 towns, holding $17.9bn at 30 June 2025
• Pennsylvania: 5 offices in 4 towns, holding $309m at 30 June 2025
• New York: 3 offices in 3 towns, holding $523m at 30 June 2025

Provident Bank on its latest Call Report, 30 June 2026

• Total assets: $25.7bn
• Total deposits: $19.6bn
• Tier 1 leverage ratio: 10.53%
• Total risk-based capital ratio: 13.00%
• Noncurrent loans, as a share of loans: 0.55%
• Return on assets: 1.35%
• Net interest margin: 3.57%
• Staff: 1,842

Provident Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• Provident Bank in Jersey City, NJ — 5 branches

Compare Provident Bank against every other bank with a branch in New Jersey, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.