The Central Trust Bank

The Central Trust Bank of Jefferson City, MO, chartered 1902: 153 offices, $20.3bn in assets, a 7.94% leverage ratio. Straight from the federal record.

The Central Trust Bank is an FDIC-insured bank headquartered in Jefferson City, MO, chartered in 1902. It is supervised by the Federal Reserve and held by Central Bancompany Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where The Central Trust Bank has branches

153 full-service offices across 6 states:

• Missouri: 115 offices in 67 towns, holding $13.4bn at 30 June 2025
• Kansas: 20 offices in 9 towns, holding $996m at 30 June 2025
• Oklahoma: 9 offices in 5 towns, holding $355m at 30 June 2025
• Colorado: 5 offices in 5 towns, holding $136m at 30 June 2025
• Illinois: 3 offices in 3 towns, holding $130m at 30 June 2025
• Florida: 1 office, holding $46m at 30 June 2025

The Central Trust Bank on its latest Call Report, 30 June 2026

• Total assets: $20.3bn
• Total deposits: $16.4bn
• Tier 1 leverage ratio: 7.94%
• Total risk-based capital ratio: 13.89%
• Noncurrent loans, as a share of loans: 0.49%
• Return on assets: 1.99%
• Net interest margin: 4.02%
• Staff: 2,971

The Central Trust Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• The Central Trust Bank in Springfield, MO — 10 branches
• The Central Trust Bank in Columbia, MO — 10 branches
• The Central Trust Bank in Kansas City, MO — 9 branches
• The Central Trust Bank in Jefferson City, MO — 9 branches
• The Central Trust Bank in Lawrence, KS — 6 branches

Compare The Central Trust Bank against every other bank with a branch in Missouri, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.