Centier Bank

Centier Bank of Whiting, IN, chartered 1895: 62 offices, $10.4bn in assets, a 10.74% leverage ratio. Straight from the federal record.

Centier Bank is an FDIC-insured community bank headquartered in Whiting, IN, chartered in 1895. It is supervised by the FDIC and held by First Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Centier Bank has branches

62 full-service offices across 1 state:

• Indiana: 62 offices in 37 towns, holding $7.96bn at 30 June 2025

Centier Bank on its latest Call Report, 30 June 2026

• Total assets: $10.4bn
• Total deposits: $8.79bn
• Tier 1 leverage ratio: 10.74%
• Total risk-based capital ratio: 14.04%
• Noncurrent loans, as a share of loans: 0.82%
• Return on assets: 1.57%
• Net interest margin: 3.57%
• Staff: 1,138

Compare Centier Bank against every other bank with a branch in Indiana, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.