Civista Bank

Civista Bank of Sandusky, OH, chartered 1884: 42 offices, $4.29bn in assets, a 12.71% leverage ratio. Straight from the federal record.

Civista Bank is an FDIC-insured bank headquartered in Sandusky, OH, chartered in 1884. It is supervised by the Federal Reserve and held by Civista Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Civista Bank has branches

42 full-service offices across 2 states:

• Ohio: 34 offices in 29 towns, holding $2.54bn at 30 June 2025
• Indiana: 8 offices in 6 towns, holding $663m at 30 June 2025

Civista Bank on its latest Call Report, 30 June 2026

• Total assets: $4.29bn
• Total deposits: $3.49bn
• Tier 1 leverage ratio: 12.71%
• Total risk-based capital ratio: 17.64%
• Noncurrent loans, as a share of loans: 0.92%
• Return on assets: 1.45%
• Net interest margin: 4.02%
• Staff: 560

Compare Civista Bank against every other bank with a branch in Ohio, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.