Lake City Bank

Lake City Bank of Warsaw, IN, chartered 1872: 55 offices, $7.24bn in assets, a 11.89% leverage ratio. Straight from the federal record.

Lake City Bank is an FDIC-insured community bank headquartered in Warsaw, IN, chartered in 1872. It is supervised by the Federal Reserve and held by Lakeland Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Lake City Bank has branches

55 full-service offices across 1 state:

• Indiana: 55 offices in 34 towns, holding $6.18bn at 30 June 2025

Lake City Bank on its latest Call Report, 30 June 2026

• Total assets: $7.24bn
• Total deposits: $6.34bn
• Tier 1 leverage ratio: 11.89%
• Total risk-based capital ratio: 15.27%
• Noncurrent loans, as a share of loans: 0.36%
• Return on assets: 1.66%
• Net interest margin: 3.47%
• Staff: 695

Compare Lake City Bank against every other bank with a branch in Indiana, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.