Royal Bank

Royal Bank of Elroy, WI, chartered 1932: 21 offices, $816m in assets, a 10.53% leverage ratio. Straight from the federal record.

Royal Bank is an FDIC-insured community bank headquartered in Elroy, WI, chartered in 1932. It is supervised by the FDIC and held by Royal Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Royal Bank has branches

21 full-service offices across 1 state:

• Wisconsin: 21 offices in 21 towns, holding $684m at 30 June 2025

Royal Bank on its latest Call Report, 30 June 2026

• Total assets: $816m
• Total deposits: $723m
• Tier 1 leverage ratio: 10.53%
• Total risk-based capital ratio: 16.73%
• Noncurrent loans, as a share of loans: 0.06%
• Return on assets: 1.49%
• Net interest margin: 4.18%
• Staff: 150

Compare Royal Bank against every other bank with a branch in Wisconsin, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.