Frandsen Bank & Trust
Frandsen Bank & Trust of Lonsdale, MN, chartered 1901: 39 offices, $3.66bn in assets, a 10.02% leverage ratio. Straight from the federal record.
Frandsen Bank & Trust is an FDIC-insured bank headquartered in Lonsdale, MN, chartered in 1901. It is supervised by the Federal Reserve and held by Frandsen Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Frandsen Bank & Trust has branches
39 full-service offices across 4 states:
- Minnesota: 33 offices in 33 towns, holding $2.51bn at 30 June 2025
- Wisconsin: 4 offices in 4 towns, holding $399m at 30 June 2025
- South Dakota: 1 office
- North Dakota: 1 office, holding $142m at 30 June 2025
Frandsen Bank & Trust on its latest Call Report, 30 June 2026
- Total assets: $3.66bn
- Total deposits: $3.13bn
- Tier 1 leverage ratio: 10.02%
- Total risk-based capital ratio: 15.14%
- Noncurrent loans, as a share of loans: 0.71%
- Return on assets: 1.82%
- Net interest margin: 4.21%
- Staff: 455
Compare Frandsen Bank & Trust against every other bank with a branch in Minnesota, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.