First Guaranty Bank
First Guaranty Bank of Hammond, LA, chartered 1934: 30 offices, $3.89bn in assets, a 7.09% leverage ratio. Straight from the federal record.
First Guaranty Bank is an FDIC-insured bank headquartered in Hammond, LA, chartered in 1934. It is supervised by the FDIC and held by Smith & Hood Holding Co L L C. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where First Guaranty Bank has branches
30 full-service offices across 4 states:
- Louisiana: 23 offices in 21 towns, holding $3.10bn at 30 June 2025
- Texas: 5 offices in 5 towns, holding $280m at 30 June 2025
- Kentucky: 1 office, holding $67m at 30 June 2025
- West Virginia: 1 office, holding $36m at 30 June 2025
First Guaranty Bank on its latest Call Report, 30 June 2026
- Total assets: $3.89bn
- Total deposits: $3.46bn
- Tier 1 leverage ratio: 7.09%
- Total risk-based capital ratio: 16.21%
- Noncurrent loans, as a share of loans: 2.30%
- Return on assets: 0.39%
- Net interest margin: 2.36%
- Staff: 333
Compare First Guaranty Bank against every other bank with a branch in Louisiana, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.