Vallant Bank

Vallant Bank of Elberton, GA, chartered 1934: 36 offices, $3.99bn in assets, a 12.70% leverage ratio. Straight from the federal record.

Vallant Bank is an FDIC-insured community bank headquartered in Elberton, GA, chartered in 1934. It is supervised by the FDIC and held by Vallant Financial Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Vallant Bank has branches

36 full-service offices across 1 state:

• Georgia: 36 offices in 26 towns, holding $2.03bn at 30 June 2025

Vallant Bank on its latest Call Report, 30 June 2026

• Total assets: $3.99bn
• Total deposits: $3.46bn
• Tier 1 leverage ratio: 12.70%
• Total risk-based capital ratio: 13.27%
• Noncurrent loans, as a share of loans: 0.51%
• Return on assets: 1.33%
• Net interest margin: 4.97%
• Staff: 579

Compare Vallant Bank against every other bank with a branch in Georgia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.