Wells River Savings Bank of Wells River, VT, chartered 1892: 6 offices, $267m in assets, a 10.75% leverage ratio. Straight from the federal record.
Wells River Savings Bank is an FDIC-insured community bank headquartered in Wells River, VT, chartered in 1892. It is supervised by the FDIC. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Wells River Savings Bank has branches
6 full-service offices across 1 state:
Vermont: 6 offices in 5 towns, holding $213m at 30 June 2025
Wells River Savings Bank on its latest Call Report, 30 June 2026
Total assets: $267m
Total deposits: $235m
Tier 1 leverage ratio: 10.75%
Total risk-based capital ratio: 17.13%
Noncurrent loans, as a share of loans: 0.63%
Return on assets: 0.62%
Net interest margin: 4.13%
Staff: 60
Wells River Savings Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.