Union Bank of Morrisville, VT, chartered 1891: 18 offices, $1.56bn in assets, a 7.82% leverage ratio. Straight from the federal record.
Union Bank is an FDIC-insured community bank headquartered in Morrisville, VT, chartered in 1891. It is supervised by the FDIC and held by Union Bankshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Union Bank has branches
18 full-service offices across 2 states:
Vermont: 13 offices in 12 towns, holding $942m at 30 June 2025
New Hampshire: 5 offices in 4 towns, holding $166m at 30 June 2025
Union Bank on its latest Call Report, 30 June 2026
Total assets: $1.56bn
Total deposits: $1.10bn
Tier 1 leverage ratio: 7.82%
Total risk-based capital ratio: 13.73%
Noncurrent loans, as a share of loans: 1.35%
Return on assets: 0.80%
Net interest margin: 3.12%
Staff: 190
Union Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.