CNB Bank, Inc.

CNB Bank, Inc. of Berkeley Springs, WV, chartered 1917: 9 offices, $806m in assets, a 9.50% leverage ratio. Straight from the federal record.

CNB Bank, Inc. is an FDIC-insured community bank headquartered in Berkeley Springs, WV, chartered in 1917. It is supervised by the FDIC and held by Cnb Financial Services Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where CNB Bank, Inc. has branches

9 full-service offices across 2 states:

• West Virginia: 5 offices in 3 towns, holding $433m at 30 June 2025
• Maryland: 4 offices in 2 towns, holding $170m at 30 June 2025

CNB Bank, Inc. on its latest Call Report, 30 June 2026

• Total assets: $806m
• Total deposits: $652m
• Tier 1 leverage ratio: 9.50%
• Total risk-based capital ratio: 15.81%
• Noncurrent loans, as a share of loans: 0.09%
• Return on assets: 1.05%
• Net interest margin: 3.51%
• Staff: 110

Compare CNB Bank, Inc. against every other bank with a branch in West Virginia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.