Thumb Bank and Trust

Thumb Bank and Trust of Pigeon, MI, chartered 1895: 13 offices, $673m in assets, a 9.44% leverage ratio. Straight from the federal record.

Thumb Bank and Trust is an FDIC-insured community bank headquartered in Pigeon, MI, chartered in 1895. It is supervised by the Federal Reserve and held by Thumb Bcorp Employee Stk Ownership Plan. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Thumb Bank and Trust has branches

13 full-service offices across 1 state:

• Michigan: 13 offices in 13 towns, holding $588m at 30 June 2025

Thumb Bank and Trust on its latest Call Report, 30 June 2026

• Total assets: $673m
• Total deposits: $596m
• Tier 1 leverage ratio: 9.44%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.03%
• Return on assets: 1.65%
• Net interest margin: 4.65%
• Staff: 107

Compare Thumb Bank and Trust against every other bank with a branch in Michigan, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.