Southern Bancorp Bank

Southern Bancorp Bank of Arkadelphia, AR, chartered 1884: 47 offices, $3.01bn in assets, a 11.85% leverage ratio. Straight from the federal record.

Southern Bancorp Bank is an FDIC-insured bank headquartered in Arkadelphia, AR, chartered in 1884. It is supervised by the Federal Reserve and held by Southern Bcorp Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Southern Bancorp Bank has branches

47 full-service offices across 2 states:

• Arkansas: 29 offices in 24 towns, holding $1.91bn at 30 June 2025
• Mississippi: 18 offices in 17 towns, holding $213m at 30 June 2025

Southern Bancorp Bank on its latest Call Report, 30 June 2026

• Total assets: $3.01bn
• Total deposits: $2.34bn
• Tier 1 leverage ratio: 11.85%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 1.42%
• Return on assets: 0.89%
• Net interest margin: 3.64%
• Staff: 564

Compare Southern Bancorp Bank against every other bank with a branch in Arkansas, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.