Central Bank

Central Bank of Storm Lake, IA, chartered 1879: 18 offices, $2.29bn in assets, a 10.09% leverage ratio. Straight from the federal record.

Central Bank is an FDIC-insured community bank headquartered in Storm Lake, IA, chartered in 1879. It is supervised by the Federal Reserve and held by Commercial Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Central Bank has branches

18 full-service offices across 2 states:

• Iowa: 13 offices in 9 towns, holding $1.45bn at 30 June 2025
• South Dakota: 5 offices in 3 towns, holding $362m at 30 June 2025

Central Bank on its latest Call Report, 30 June 2026

• Total assets: $2.29bn
• Total deposits: $1.87bn
• Tier 1 leverage ratio: 10.09%
• Total risk-based capital ratio: 11.55%
• Noncurrent loans, as a share of loans: 0.32%
• Return on assets: 0.96%
• Net interest margin: 3.59%
• Staff: 333

Compare Central Bank against every other bank with a branch in Iowa, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.