Guaranty Bank and Trust Company
Guaranty Bank and Trust Company of Belzoni, MS, chartered 1943: 38 offices, $3.07bn in assets, a 10.42% leverage ratio. Straight from the federal record.
Guaranty Bank and Trust Company is an FDIC-insured community bank headquartered in Belzoni, MS, chartered in 1943. It is supervised by the FDIC and held by Guaranty Capital Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Guaranty Bank and Trust Company has branches
38 full-service offices across 2 states:
- Mississippi: 35 offices in 27 towns, holding $2.15bn at 30 June 2025
- Tennessee: 3 offices in 2 towns, holding $216m at 30 June 2025
Guaranty Bank and Trust Company on its latest Call Report, 30 June 2026
- Total assets: $3.07bn
- Total deposits: $2.65bn
- Tier 1 leverage ratio: 10.42%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans, as a share of loans: 2.01%
- Return on assets: 1.11%
- Net interest margin: 4.21%
- Staff: 486
Compare Guaranty Bank and Trust Company against every other bank with a branch in Mississippi, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.