Apple Bank

Apple Bank of New York, NY, chartered 1863: 79 offices, $19.9bn in assets, a 7.74% leverage ratio. Straight from the federal record.

Apple Bank is an FDIC-insured community bank headquartered in New York, NY, chartered in 1863. It is supervised by the FDIC and held by Apple Financial Holdings Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Apple Bank has branches

79 full-service offices across 2 states:

• New York: 76 offices in 38 towns, holding $14.6bn at 30 June 2025
• New Jersey: 3 offices in 3 towns, holding $99m at 30 June 2025

Apple Bank on its latest Call Report, 30 June 2026

• Total assets: $19.9bn
• Total deposits: $16.1bn
• Tier 1 leverage ratio: 7.74%
• Total risk-based capital ratio: 12.12%
• Noncurrent loans, as a share of loans: 0.44%
• Return on assets: 0.39%
• Net interest margin: 2.31%
• Staff: 1,260

Apple Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• Apple Bank in Brooklyn, NY — 17 branches

Compare Apple Bank against every other bank with a branch in New York, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.