West Alabama Bank & Trust

West Alabama Bank & Trust of Reform, AL, chartered 1944: 15 offices, $929m in assets, a 12.22% leverage ratio. Straight from the federal record.

West Alabama Bank & Trust is an FDIC-insured community bank headquartered in Reform, AL, chartered in 1944. It is supervised by the FDIC and held by West Alabama Capital Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where West Alabama Bank & Trust has branches

15 full-service offices across 1 state:

• Alabama: 15 offices in 15 towns, holding $822m at 30 June 2025

West Alabama Bank & Trust on its latest Call Report, 30 June 2026

• Total assets: $929m
• Total deposits: $806m
• Tier 1 leverage ratio: 12.22%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.44%
• Return on assets: 1.28%
• Net interest margin: 3.59%
• Staff: 159

Compare West Alabama Bank & Trust against every other bank with a branch in Alabama, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.