Carolina Bank & Trust Co.

Carolina Bank & Trust Co. of Lamar, SC, chartered 1936: 14 offices, $845m in assets, a 13.51% leverage ratio. Straight from the federal record.

Carolina Bank & Trust Co. is an FDIC-insured community bank headquartered in Lamar, SC, chartered in 1936. It is supervised by the FDIC and held by First Carolina Bancshares Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Carolina Bank & Trust Co. has branches

14 full-service offices across 1 state:

• South Carolina: 14 offices in 10 towns, holding $699m at 30 June 2025

Carolina Bank & Trust Co. on its latest Call Report, 30 June 2026

• Total assets: $845m
• Total deposits: $727m
• Tier 1 leverage ratio: 13.51%
• Total risk-based capital ratio: 21.40%
• Noncurrent loans, as a share of loans: 0.41%
• Return on assets: 1.85%
• Net interest margin: 4.17%
• Staff: 92

Compare Carolina Bank & Trust Co. against every other bank with a branch in South Carolina, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.