Heritage Bank

Heritage Bank of Wood River, NE, chartered 1884: 16 offices, $612m in assets, a 23.01% leverage ratio. Straight from the federal record.

Heritage Bank is an FDIC-insured community bank headquartered in Wood River, NE, chartered in 1884. It is supervised by the FDIC and held by Heritage Group Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Heritage Bank has branches

16 full-service offices across 1 state:

• Nebraska: 16 offices in 13 towns, holding $414m at 30 June 2025

Heritage Bank on its latest Call Report, 30 June 2026

• Total assets: $612m
• Total deposits: $421m
• Tier 1 leverage ratio: 23.01%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 1.18%
• Return on assets: 2.58%
• Net interest margin: 4.39%
• Staff: 73

Compare Heritage Bank against every other bank with a branch in Nebraska, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.