United Bank

United Bank of Zebulon, GA, chartered 1905: 17 offices, $2.16bn in assets, a 12.75% leverage ratio. Straight from the federal record.

United Bank is an FDIC-insured community bank headquartered in Zebulon, GA, chartered in 1905. It is supervised by the FDIC and held by United Bk Employee Stk Ownership Plan Tr. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where United Bank has branches

17 full-service offices across 1 state:

• Georgia: 17 offices in 12 towns, holding $1.88bn at 30 June 2025

United Bank on its latest Call Report, 30 June 2026

• Total assets: $2.16bn
• Total deposits: $1.88bn
• Tier 1 leverage ratio: 12.75%
• Total risk-based capital ratio: 25.61%
• Noncurrent loans, as a share of loans: 0.23%
• Return on assets: 2.50%
• Net interest margin: 4.95%
• Staff: 418

Compare United Bank against every other bank with a branch in Georgia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.