Mechanics Bank

Mechanics Bank of Walnut Creek, CA, chartered 1905: 166 offices, $21.2bn in assets, a 9.38% leverage ratio. Straight from the federal record.

Mechanics Bank is an FDIC-insured bank headquartered in Walnut Creek, CA, chartered in 1905. It is supervised by the FDIC and held by 2011 Tcrt. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Mechanics Bank has branches

166 full-service offices across 4 states:

• California: 131 offices in 116 towns, holding $14.0bn at 30 June 2025
• Washington: 28 offices in 18 towns
• Hawaii: 4 offices in 3 towns
• Oregon: 3 offices in 3 towns

Mechanics Bank on its latest Call Report, 30 June 2026

• Total assets: $21.2bn
• Total deposits: $18.1bn
• Tier 1 leverage ratio: 9.38%
• Total risk-based capital ratio: 16.74%
• Noncurrent loans, as a share of loans: 0.41%
• Return on assets: 0.99%
• Net interest margin: 3.71%
• Staff: 1,753

Mechanics Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• Mechanics Bank in Seattle, WA — 11 branches
• Mechanics Bank in Honolulu, HI — 2 branches

Compare Mechanics Bank against every other bank with a branch in California, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.