Beacon Bank and Trust
Beacon Bank and Trust of Boston, MA, chartered 1871: 149 offices, $22.2bn in assets, a 9.83% leverage ratio. Straight from the federal record.
Beacon Bank and Trust is an FDIC-insured bank headquartered in Boston, MA, chartered in 1871. It is supervised by the Federal Reserve and held by Beacon Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Beacon Bank and Trust has branches
149 full-service offices across 5 states:
- Massachusetts: 70 offices in 49 towns, holding $4.64bn at 30 June 2025
- New York: 30 offices in 27 towns
- Rhode Island: 26 offices in 16 towns
- Connecticut: 18 offices in 18 towns
- Vermont: 5 offices in 4 towns
Beacon Bank and Trust on its latest Call Report, 30 June 2026
- Total assets: $22.2bn
- Total deposits: $18.6bn
- Tier 1 leverage ratio: 9.83%
- Total risk-based capital ratio: 12.86%
- Noncurrent loans, as a share of loans: 0.90%
- Return on assets: 1.05%
- Net interest margin: 3.79%
- Staff: 1,970
Beacon Bank and Trust by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
- Beacon Bank and Trust in Boston, MA: 5 branches
- Beacon Bank and Trust in Cranston, RI: 4 branches
- Beacon Bank and Trust in Warwick, RI: 3 branches
- Beacon Bank and Trust in Manchester Center, VT: 2 branches
Compare Beacon Bank and Trust against every other bank with a branch in Massachusetts, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.