Mascoma Bank of Lebanon, NH, chartered 1899: 26 offices, $3.03bn in assets, a 9.09% leverage ratio. Straight from the federal record.
Mascoma Bank is an FDIC-insured community bank headquartered in Lebanon, NH, chartered in 1899. It is supervised by the Federal Reserve and held by Mascoma Mutual Finl Services. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Mascoma Bank has branches
26 full-service offices across 2 states:
New Hampshire: 13 offices in 13 towns, holding $1.58bn at 30 June 2025
Vermont: 13 offices in 11 towns, holding $991m at 30 June 2025
Mascoma Bank on its latest Call Report, 30 June 2026
Total assets: $3.03bn
Total deposits: $2.62bn
Tier 1 leverage ratio: 9.09%
Total risk-based capital ratio: 12.87%
Noncurrent loans, as a share of loans: 0.15%
Return on assets: 0.50%
Net interest margin: 3.23%
Staff: 423
Mascoma Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.