Western Commerce Bank

Western Commerce Bank of Carlsbad, NM, chartered 1961: 12 offices, $864m in assets, a 8.82% leverage ratio. Straight from the federal record.

Western Commerce Bank is an FDIC-insured community bank headquartered in Carlsbad, NM, chartered in 1961. It is supervised by the FDIC and held by Western Com Bancshares Carlsbad. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Western Commerce Bank has branches

12 full-service offices across 1 state:

• New Mexico: 12 offices in 8 towns, holding $727m at 30 June 2025

Western Commerce Bank on its latest Call Report, 30 June 2026

• Total assets: $864m
• Total deposits: $780m
• Tier 1 leverage ratio: 8.82%
• Total risk-based capital ratio: 22.28%
• Noncurrent loans, as a share of loans: 2.30%
• Return on assets: 3.21%
• Net interest margin: 5.38%
• Staff: 101

Compare Western Commerce Bank against every other bank with a branch in New Mexico, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.