Machias Savings Bank

Machias Savings Bank of Machias, ME, chartered 1869: 16 offices, $2.67bn in assets, a 12.12% leverage ratio. Straight from the federal record.

Machias Savings Bank is an FDIC-insured community bank headquartered in Machias, ME, chartered in 1869. It is supervised by the FDIC and held by Machias Bcorp Mhc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Machias Savings Bank has branches

16 full-service offices across 2 states:

• Maine: 15 offices in 15 towns, holding $2.29bn at 30 June 2025
• New Hampshire: 1 office

Machias Savings Bank on its latest Call Report, 30 June 2026

• Total assets: $2.67bn
• Total deposits: $2.27bn
• Tier 1 leverage ratio: 12.12%
• Total risk-based capital ratio: 14.95%
• Noncurrent loans, as a share of loans: 0.40%
• Return on assets: 0.99%
• Net interest margin: 3.64%
• Staff: 336

Compare Machias Savings Bank against every other bank with a branch in Maine, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.