Citizens Tri-County Bank

Citizens Tri-County Bank of Dunlap, TN, chartered 1972: 20 offices, $1.64bn in assets, a 9.34% leverage ratio. Straight from the federal record.

Citizens Tri-County Bank is an FDIC-insured community bank headquartered in Dunlap, TN, chartered in 1972. It is supervised by the FDIC and held by Sequatchie Valley Bancshares. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Citizens Tri-County Bank has branches

20 full-service offices across 1 state:

• Tennessee: 20 offices in 18 towns, holding $1.41bn at 30 June 2025

Citizens Tri-County Bank on its latest Call Report, 30 June 2026

• Total assets: $1.64bn
• Total deposits: $1.48bn
• Tier 1 leverage ratio: 9.34%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.75%
• Return on assets: 1.85%
• Net interest margin: 3.76%
• Staff: 301

Compare Citizens Tri-County Bank against every other bank with a branch in Tennessee, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.