PeoplesSouth Bank

PeoplesSouth Bank of Colquitt, GA, chartered 1973: 34 offices, $1.21bn in assets, a 10.45% leverage ratio. Straight from the federal record.

PeoplesSouth Bank is an FDIC-insured community bank headquartered in Colquitt, GA, chartered in 1973. It is supervised by the FDIC and held by Peoplessouth Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where PeoplesSouth Bank has branches

34 full-service offices across 3 states:

• Florida: 14 offices in 12 towns, holding $530m at 30 June 2025
• Alabama: 11 offices in 9 towns, holding $285m at 30 June 2025
• Georgia: 9 offices in 9 towns, holding $257m at 30 June 2025

PeoplesSouth Bank on its latest Call Report, 30 June 2026

• Total assets: $1.21bn
• Total deposits: $1.12bn
• Tier 1 leverage ratio: 10.45%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 1.02%
• Return on assets: 1.53%
• Net interest margin: 4.23%
• Staff: 198

Compare PeoplesSouth Bank against every other bank with a branch in Georgia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.