First National Community Bank

First National Community Bank of Chatsworth, GA, chartered 1975: 10 offices, $755m in assets, a 12.92% leverage ratio. Straight from the federal record.

First National Community Bank is an FDIC-insured community bank headquartered in Chatsworth, GA, chartered in 1975. It is supervised by the Office of the Comptroller of the Currency and held by First Chatsworth Bankshares. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First National Community Bank has branches

10 full-service offices across 1 state:

• Georgia: 10 offices in 7 towns, holding $606m at 30 June 2025

First National Community Bank on its latest Call Report, 30 June 2026

• Total assets: $755m
• Total deposits: $653m
• Tier 1 leverage ratio: 12.92%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.43%
• Return on assets: 1.90%
• Net interest margin: 4.96%
• Staff: 107

Compare First National Community Bank against every other bank with a branch in Georgia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.