Peoples Bank of Alabama

Peoples Bank of Alabama of Cullman, AL, chartered 1977: 28 offices, $1.42bn in assets, a 11.19% leverage ratio. Straight from the federal record.

Peoples Bank of Alabama is an FDIC-insured community bank headquartered in Cullman, AL, chartered in 1977. It is supervised by the FDIC and held by Altrust Financial Services Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Peoples Bank of Alabama has branches

28 full-service offices across 1 state:

• Alabama: 28 offices in 25 towns, holding $1.29bn at 30 June 2025

Peoples Bank of Alabama on its latest Call Report, 30 June 2026

• Total assets: $1.42bn
• Total deposits: $1.27bn
• Tier 1 leverage ratio: 11.19%
• Total risk-based capital ratio: 16.98%
• Noncurrent loans, as a share of loans: 0.56%
• Return on assets: 1.93%
• Net interest margin: 4.60%
• Staff: 281

Compare Peoples Bank of Alabama against every other bank with a branch in Alabama, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.