Commerce Bank of Kansas City, MO, chartered 1984: 146 offices, $35.0bn in assets, a 11.43% leverage ratio. Straight from the federal record.
Commerce Bank is an FDIC-insured bank headquartered in Kansas City, MO, chartered in 1984. It is supervised by the Federal Reserve and held by Commerce Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Commerce Bank has branches
146 full-service offices across 8 states, the largest being:
Missouri: 86 offices in 53 towns, holding $19.3bn at 30 June 2025
Kansas: 31 offices in 19 towns, holding $4.47bn at 30 June 2025
Florida: 10 offices in 4 towns, holding $1.1m at 30 June 2025
Illinois: 10 offices in 8 towns, holding $1.57bn at 30 June 2025
Colorado: 3 offices in 3 towns, holding $199m at 30 June 2025
Oklahoma: 3 offices in 2 towns, holding $301m at 30 June 2025
Commerce Bank on its latest Call Report, 30 June 2026
Total assets: $35.0bn
Total deposits: $28.1bn
Tier 1 leverage ratio: 11.43%
Total risk-based capital ratio: 15.92%
Noncurrent loans, as a share of loans: 0.17%
Return on assets: 1.25%
Net interest margin: 3.81%
Staff: 4,813
Commerce Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.