Finance Factors, Ltd. of Honolulu, HI, chartered 1952: 13 offices, $684m in assets, a 12.02% leverage ratio. Straight from the federal record.
Finance Factors, Ltd. is an FDIC-insured bank headquartered in Honolulu, HI, chartered in 1952. It is supervised by the FDIC. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Finance Factors, Ltd. has branches
13 full-service offices across 1 state:
Hawaii: 13 offices in 7 towns, holding $557m at 30 June 2025
Finance Factors, Ltd. on its latest Call Report, 30 June 2026
Total assets: $684m
Total deposits: $519m
Tier 1 leverage ratio: 12.02%
Total risk-based capital ratio: 16.90%
Noncurrent loans, as a share of loans: 2.23%
Return on assets: 0.62%
Net interest margin: 2.78%
Staff: 108
Finance Factors, Ltd. by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.