SoFi Bank, National Association

SoFi Bank, National Association of Cottonwood Heights, UT, chartered 1986: 4 offices, $56.8bn in assets. Straight from the federal record.

SoFi Bank, National Association is an FDIC-insured bank headquartered in Cottonwood Heights, UT, chartered in 1986. It is supervised by the Office of the Comptroller of the Currency and held by Sofi Technologies Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where SoFi Bank, National Association has branches

4 full-service offices across 2 states:

• California: 3 offices in 3 towns, holding $167m at 30 June 2025
• Utah: 1 office, holding $29.6bn at 30 June 2025

SoFi Bank, National Association on its latest Call Report, 30 June 2026

• Total assets: $56.8bn
• Total deposits: $46.8bn
• Tier 1 leverage ratio: 13.34%
• Total risk-based capital ratio: 15.29%
• Noncurrent loans, as a share of loans: 0.08%
• Return on assets: 1.98%
• Net interest margin: 6.07%
• Staff: 2,995

Compare SoFi Bank, National Association against every other bank with a branch in Utah, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.