Traditional Bank, Inc. of Mount Sterling, KY, chartered 1902: 18 offices, $2.44bn in assets, a 10.56% leverage ratio. Straight from the federal record.
Traditional Bank, Inc. is an FDIC-insured community bank headquartered in Mount Sterling, KY, chartered in 1902. It is supervised by the FDIC and held by Traditional Bcorp Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Traditional Bank, Inc. has branches
18 full-service offices across 1 state:
Kentucky: 18 offices in 8 towns, holding $2.14bn at 30 June 2025
Traditional Bank, Inc. on its latest Call Report, 30 June 2026
Total assets: $2.44bn
Total deposits: $2.14bn
Tier 1 leverage ratio: 10.56%
Total risk-based capital ratio: 15.11%
Noncurrent loans, as a share of loans: 0.25%
Return on assets: 1.18%
Net interest margin: 3.40%
Staff: 278
Traditional Bank, Inc. by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.