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Synchrony Bank of Draper, UT, chartered 1988: 2 offices, $115.2bn in assets, a 12.56% leverage ratio. Straight from the federal record.
Synchrony Bank is an FDIC-insured bank headquartered in Draper, UT, chartered in 1988. It is supervised by the Office of the Comptroller of the Currency and held by Synchrony Financial. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Synchrony Bank has branches 2 full-service offices across 2 states:
Florida : 1 office, holding $0 at 30 June 2025Utah : 1 office, holding $84.8bn at 30 June 2025Synchrony Bank on its latest Call Report, 30 June 2026 Total assets: $115.2bn Total deposits: $86.0bn Tier 1 leverage ratio: 12.56% Total risk-based capital ratio: 16.46% Noncurrent loans, as a share of loans: 2.04% Return on assets: 2.84% Net interest margin: 12.91% Staff: 9,671 Compare Synchrony Bank against every other bank with a branch in Utah , or find the offices nearest you .
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.
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