Shoreham Bank

Shoreham Bank of Warwick, RI, chartered 1979: 3 offices, $535m in assets, a 10.65% leverage ratio. Straight from the federal record.

Shoreham Bank is an FDIC-insured community bank headquartered in Warwick, RI, chartered in 1979. It is supervised by the Office of the Comptroller of the Currency and held by Jamestown Trust#3. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Shoreham Bank has branches

3 full-service offices across 1 state:

• Rhode Island: 3 offices in 2 towns, holding $431m at 30 June 2025

Shoreham Bank on its latest Call Report, 30 June 2026

• Total assets: $535m
• Total deposits: $420m
• Tier 1 leverage ratio: 10.65%
• Total risk-based capital ratio: 13.99%
• Noncurrent loans, as a share of loans: 1.12%
• Return on assets: 0.63%
• Net interest margin: 4.30%
• Staff: 101

Compare Shoreham Bank against every other bank with a branch in Rhode Island, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.