American Express National Bank
American Express National Bank of Sandy, UT, chartered 1989: 1 offices, $213.9bn in assets, a 8.84% leverage ratio. Straight from the federal record.
American Express National Bank is an FDIC-insured bank headquartered in Sandy, UT, chartered in 1989. It is supervised by the Office of the Comptroller of the Currency and held by American Express Co. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where American Express National Bank has branches
1 full-service office across 1 state:
- Utah: 1 office, holding $168.4bn at 30 June 2025
American Express National Bank on its latest Call Report, 30 June 2026
- Total assets: $213.9bn
- Total deposits: $171.6bn
- Tier 1 leverage ratio: 8.84%
- Total risk-based capital ratio: 12.99%
- Noncurrent loans, as a share of loans: 0.63%
- Return on assets: 3.70%
- Net interest margin: 8.49%
- Staff: 2,582
Compare American Express National Bank against every other bank with a branch in Utah, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.