Gate City Bank
Gate City Bank of Fargo, ND, chartered 1923: 46 offices, $4.04bn in assets, a 9.85% leverage ratio. Straight from the federal record.
Gate City Bank is an FDIC-insured community bank headquartered in Fargo, ND, chartered in 1923. It is supervised by the Office of the Comptroller of the Currency. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Gate City Bank has branches
46 full-service offices across 2 states:
- North Dakota: 36 offices in 16 towns, holding $3.09bn at 30 June 2025
- Minnesota: 10 offices in 7 towns, holding $241m at 30 June 2025
Gate City Bank on its latest Call Report, 30 June 2026
- Total assets: $4.04bn
- Total deposits: $3.61bn
- Tier 1 leverage ratio: 9.85%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans, as a share of loans: 0.69%
- Return on assets: 0.85%
- Net interest margin: 3.70%
- Staff: 683
Gate City Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
- Gate City Bank in Fargo, ND — 10 branches
- Gate City Bank in Bismarck, ND — 5 branches
- Gate City Bank in Moorhead, MN — 4 branches
- Gate City Bank in Grand Forks, ND — 3 branches
- Gate City Bank in West Fargo, ND — 3 branches
Compare Gate City Bank against every other bank with a branch in North Dakota, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.