Southern Bank
Southern Bank of Poplar Bluff, MO, chartered 1887: 64 offices, $5.19bn in assets, a 10.45% leverage ratio. Straight from the federal record.
Southern Bank is an FDIC-insured bank headquartered in Poplar Bluff, MO, chartered in 1887. It is supervised by the Federal Reserve and held by Southern Missouri Bcorp Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Southern Bank has branches
64 full-service offices across 4 states:
- Missouri: 52 offices in 41 towns, holding $3.72bn at 30 June 2025
- Arkansas: 8 offices in 7 towns, holding $417m at 30 June 2025
- Illinois: 3 offices in 3 towns, holding $135m at 30 June 2025
- Kansas: 1 office, holding $29m at 30 June 2025
Southern Bank on its latest Call Report, 30 June 2026
- Total assets: $5.19bn
- Total deposits: $4.42bn
- Tier 1 leverage ratio: 10.45%
- Total risk-based capital ratio: 13.37%
- Noncurrent loans, as a share of loans: 0.63%
- Return on assets: 1.53%
- Net interest margin: 3.71%
- Staff: 729
Compare Southern Bank against every other bank with a branch in Missouri, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.