OceanFirst Bank, National Association

OceanFirst Bank, National Association of Toms River, NJ, chartered 1902: 73 offices, $23.2bn in assets. Straight from the federal record.

OceanFirst Bank, National Association is an FDIC-insured community bank headquartered in Toms River, NJ, chartered in 1902. It is supervised by the Office of the Comptroller of the Currency and held by Oceanfirst Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where OceanFirst Bank, National Association has branches

73 full-service offices across 3 states:

• New York: 37 offices in 20 towns, holding $560m at 30 June 2025
• New Jersey: 35 offices in 32 towns, holding $9.71bn at 30 June 2025
• Pennsylvania: 1 office, holding $80m at 30 June 2025

OceanFirst Bank, National Association on its latest Call Report, 30 June 2026

• Total assets: $23.2bn
• Total deposits: $18.0bn
• Tier 1 leverage ratio: 12.62%
• Total risk-based capital ratio: 13.91%
• Noncurrent loans, as a share of loans: 0.66%
• Return on assets: 0.35%
• Net interest margin: 2.84%
• Staff: 1,489

Compare OceanFirst Bank, National Association against every other bank with a branch in New Jersey, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.