Heritage Bank

Heritage Bank of Olympia, WA, chartered 1927: 67 offices, $8.42bn in assets, a 10.23% leverage ratio. Straight from the federal record.

Heritage Bank is an FDIC-insured bank headquartered in Olympia, WA, chartered in 1927. It is supervised by the FDIC and held by Heritage Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Heritage Bank has branches

67 full-service offices across 3 states:

• Washington: 60 offices in 47 towns, holding $5.00bn at 30 June 2025
• Oregon: 6 offices in 4 towns, holding $765m at 30 June 2025
• Idaho: 1 office, holding $20m at 30 June 2025

Heritage Bank on its latest Call Report, 30 June 2026

• Total assets: $8.42bn
• Total deposits: $7.04bn
• Tier 1 leverage ratio: 10.23%
• Total risk-based capital ratio: 13.23%
• Noncurrent loans, as a share of loans: 0.27%
• Return on assets: 1.05%
• Net interest margin: 4.12%
• Staff: 981

Compare Heritage Bank against every other bank with a branch in Washington, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.