The Monticello Banking Company
The Monticello Banking Company of Monticello, KY, chartered 1895: 21 offices, $1.07bn in assets. Straight from the federal record.
The Monticello Banking Company is an FDIC-insured community bank headquartered in Monticello, KY, chartered in 1895. It is supervised by the Federal Reserve and held by Monticello Bankshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where The Monticello Banking Company has branches
21 full-service offices across 1 state:
- Kentucky: 21 offices in 15 towns, holding $963m at 30 June 2025
The Monticello Banking Company on its latest Call Report, 30 June 2026
- Total assets: $1.07bn
- Total deposits: $924m
- Tier 1 leverage ratio: 10.17%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans, as a share of loans: 0.11%
- Return on assets: 0.97%
- Net interest margin: 3.68%
- Staff: 207
Compare The Monticello Banking Company against every other bank with a branch in Kentucky, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.